Insurance law is a specialized area of law that regulates the legal relationship between the insured and the insurance company, defining the rights and obligations arising from the insurance contract. Situations such as traffic accident compensation, car insurance (comprehensive/collision) claims, life insurance payouts, health insurance coverage disputes, and insurance company non-payment fall under the scope of insurance law.
Insurance compensation processes require technical and legal expertise. Missing documents, incorrect applications, or wrong claim items can lead insurance companies to avoid payment or make partial payments.
Attorney Selin Özceviz provides comprehensive legal representation in insurance law, including insurance claim lawsuits, application processes against insurance companies, and arbitration proceedings.
Success in insurance disputes depends on the right legal strategy and technical calculations. Effective representation is based on:
Each insurance claim is evaluated individually, considering the policy terms and the nature of the loss, aiming for maximum compensation for the insured.
1. What should I do if the insurance company does not pay?
Submit a written application to the insurance company; if no result is achieved, apply to the Insurance Arbitration Commission or file a lawsuit.
2. What compensation can be claimed after a traffic accident?
Property damage, diminution of value, vehicle unavailability fee, disability compensation, and loss of support can be claimed.
3. How is vehicle diminution of value calculated?
It is determined by the difference between the market value before the accident and the value after repairs using actuarial and expert calculations.
4. What is the Insurance Arbitration Commission?
It is a special application method offering faster resolution than courts in insurance disputes.
5. Who receives life insurance payouts?
Payouts go to the beneficiaries specified in the policy; if none are specified, legal heirs receive the payment.
6. What can be done if health insurance coverage is denied?
Review the policy coverage and file an appeal; if the denial is unjustified, proceed with arbitration or a lawsuit.
7. How long does an insurance claim lawsuit take?
Arbitration is generally faster than court proceedings; lawsuit duration depends on the complexity of the case.
